When an employee’s health condition severely impacts their ability to work, and all reasonable adjustments have been exhausted, an Ill Health Retirement (IHR) assessment is a crucial step in determining their eligibility for early access to their pension benefits.
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Independent Expertise For Clarity, Fairness, and Confident Decisions
At Latus, our independent and expert-led assessment provides an unbiased medical opinion to help employers and pension scheme trustees make fair and informed decisions, ensuring compliance with scheme regulations.
An Ill Health Retirement (IHR) assessment is a comprehensive medical evaluation conducted by our Occupational Health Physician (OHP) and involves an in-depth consultation with the employee, focusing on the employee’s current health, their functional capacity, the prognosis, and the impact of the condition on their ability to perform their role.
The primary purpose is to provide an evidence-based opinion on whether an employee meets the specific medical criteria of their pension scheme.
The OHP will prepare a detailed and concise report outlining the clinical findings, referencing the specific criteria of the relevant pension scheme, and providing a definitive recommendation on eligibility.
The outcome of the assessment will be a clear recommendation to the employer/trustee, based on the medical evidence and pension scheme rules.
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